Our Services

Get 15% Discount on your First Order

HSA 405 Strayer University HSA405 Healthcare Policy and Law

August 31, 2023

Week 5 Assignment – Health Insurance

Overview

Explore policies and regulations related to health insurance and examine different factors that impact patient access. In this assignment, you will explore health insurance, how it works, and the challenges in accessing healthcare to communicate the benefits of coverage to patients and families.

Instructions

Write a 2–3 page paper in which you:

Analyze the benefits of health insurance on access to care, including two examples of the benefits of having insurance.

Evaluate barriers to accessing healthcare, including two examples of barriers and recommendations for their removal.

Summarize the Affordable Care Act including two provisions that affect patient care.
Provide two sources to support your writing. Choose sources that are credible, relevant, and valid. Cite each source listed on your source page at least one time within your assignment. Please use sources that are as recent as possible.

Expert Solution Preview

Introduction:
Health insurance plays a critical role in providing individuals with access to affordable healthcare. It serves as a financial safety net, helping to mitigate the high costs associated with medical treatments and services. However, there are still various barriers that hinder individuals from accessing the care they need. This assignment aims to analyze the benefits of health insurance on access to care, evaluate barriers to accessing healthcare, and summarize key provisions of the Affordable Care Act that impact patient care.

Answer:

Benefits of Health Insurance on Access to Care:
1. Financial Protection: One significant benefit of health insurance is its ability to provide individuals with financial protection. Without health insurance, many people would struggle to afford medical care, leading to delayed or inadequate treatment. With insurance coverage, individuals have a safety net that helps to mitigate the financial burden associated with healthcare expenses. For example, health insurance can cover a significant portion of hospitalization bills, prescription medications, and other medical services, making them more accessible and affordable.

2. Preventive Care and Wellness Programs: Health insurance often includes coverage for preventive care services and wellness programs. Regular check-ups, vaccinations, and screenings for diseases can help detect potential health issues early on, preventing the progression of illnesses and promoting overall wellness. By providing access to preventive care services, health insurance encourages individuals to take a proactive approach to their health, leading to better health outcomes and improved access to necessary treatments.

Barriers to Accessing Healthcare:
1. Financial Barriers: One common barrier to accessing healthcare is the lack of affordability, especially for individuals without health insurance. The rising costs of medical treatments and services can deter people from seeking necessary care, leading to delayed diagnoses and worsening health conditions. Additionally, the high deductibles, co-pays, and out-of-pocket expenses associated with insurance plans can further limit access to care, particularly for those with limited financial resources.

2. Geographical and Provider Barriers: Another barrier to accessing healthcare is the limited availability of providers, especially in rural areas or underserved communities. Limited access to healthcare facilities, specialists, or primary care providers can impede individuals from seeking timely care. Furthermore, long waiting times for appointments and a shortage of healthcare professionals can also hinder access to necessary treatment and services.

Recommendations for Barrier Removal:
1. Increasing Accessibility and Affordability: To address financial barriers, it is crucial to implement policies that improve affordability and access to health insurance. Expanding Medicaid eligibility, providing subsidies for low-income individuals, and creating more affordable insurance options can help ensure that more people have coverage and can access necessary healthcare services without facing excessive financial burdens.

2. Enhancing Healthcare Infrastructure: To combat geographical and provider barriers, expanding healthcare infrastructure in underserved areas is essential. This includes increasing the number of healthcare facilities, recruiting more healthcare professionals, and implementing telemedicine initiatives to enhance access to remote consultations and medical advice.

Summary of Affordable Care Act (ACA) Provisions:
1. The Individual Mandate: One provision of the ACA is the individual mandate, which requires most individuals to have health insurance or pay a penalty. This provision aims to increase the number of insured individuals and promote broader coverage, ultimately improving access to healthcare.

2. Coverage for Pre-existing Conditions: The ACA prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions. This provision ensures that individuals with health issues can still obtain insurance and access necessary healthcare services without facing discrimination.

Sources:
1. Song, Z., & Landrum, M. (2015). Access to Care and Affordability Under the Affordable Care Act: A Survey of Patients in Three States. Inquiry, 52. https://doi.org/10.1177/0046958015600563

2. Davis, K., Stremikis, K., Schoen, C., & Squires, D. (2010). Mirror, Mirror on the Wall: How the Performance of the US Health Care System Compares Internationally. The Commonwealth Fund. Retrieved from https://www.commonwealthfund.org/publications/fund-reports/2010/jun/mirror-mirror-wall-how-performance-us-health-care-system

By incorporating these recommendations and provisions of the ACA, we can address the existing barriers and improve access to healthcare for individuals across the nation. This ultimately contributes to better health outcomes and ensures that everyone has access to the care they need.

#HSA #Strayer #University #HSA405 #Healthcare #Policy #Law

healthcare, HSA, HSA405, Law, policy, Strayer, University

Share This Post

Order a Similar Paper and get 15% Discount on your First Order

Related Questions

You are chairperson of a task force focused on improving the

You are chairperson of a task force focused on improving the health of your community. In this role, you have been asked to identify a critical need in your community and develop a framework for addressing this need. In this framework, you will identify the various stakeholders involved in the development of health

NUR 630 FIU Persistent Feelings of Sadness & Hopelessness

Step 1: You will use the Graduate Comprehensive Psychiatric Evaluation Template Download Graduate Comprehensive Psychiatric Evaluation Templateto: Compose a written comprehensive psychiatric evaluation of a patient you have seen in the clinic. Upload your completed comprehensive psychiatric evaluation as a Word doc. Scanned PDFs will not be accepted. For the

NUR 639 STU Confidentiality & Safety in Pediatric

After studying Module 2: Lecture Materials & Resources, address the following in a well-written discussion post: One common dilemma faced by psychiatric nurse practitioners is determining who the “client” is. Given that children are typically brought for treatment by their parents, describe how the psychiatric nurse practitioner would respond to

A 35-year-old service member (SM) who works as a dental

A 35-year-old service member (SM) who works as a dental clinic assistant has been demonstrating behavioral, emotional, affective, and interpersonal changes at work. You are informed by the commander that up until about 3 weeks ago, this SM was upbeat, outgoing, and proactive. Now, this SM seems disinterested in work,

Callie works in a large office that employs nearly 20 staff

Callie works in a large office that employs nearly 20 staff members. The office has a breakroom where the staff can rest and relax during breaks and lunches. Recently someone has been leaving spills and trash behind. The manager asks Callie to compose a message to the staff. Callie decides

NR 561 WSU Application to Practice Reflective Essay

Whether practicing at the local level or involved with health initiatives that encompass a national or global approach, nurses are equipped with competencies to promote the health of individuals and populations. Through key roles involving education, leadership, collaboration, and advocacy, MSN-prepared nurses are positioned to engage with others to reduce

HSA 515 SU Health & Medical the Respondent Superior Concept

I’m working on a health & medical discussion question and need the explanation and answer to help me learn. Discussion – Respondeat Superior Analyze the concept of respondeat superior and the concept of corporate negligence as they apply to the responsibilities of the hospital’s governing body and corporate structure. Provide

UMGC Training Method One to One and Workshop Discussion

I’m working on a health & medical discussion question and need the explanation and answer to help me learn. Imagine your facility has just implemented EHR which will be used by all the staff at various levels in all disciplines. The Health-IT department has developed a 30-minute training on the

Can you assist with a response using 200 word minimum w/ two

Can you assist with a response using 200 word minimum w/ two references? The APRN Scope Advanced practice registered nurses (APRNs) share the capability to evaluate, prescribe, refer, edify, and partake in ethical decision-making while providing multi-disciplinary patient care. Since the scope of the APRNs varies as

Please provide a response… 150 word minimum, one in text

Please provide a response… 150 word minimum, one in text citation and one academic references. Thanks!. Types of Acute Kidney Injury & Linked Clinical manifestations Mr. J.R., 73, has symptoms consistent with gastroenteritis and may have renal injury as well. Acute kidney injury (AKI) is described as a rapid decline

Health & Medical Examining Beliefs Assumptions and Values

I need support with this Health & Medical question so I can learn better. How has examining your beliefs, assumptions, and values related to your historical and current events impacted how you process information in your daily life? For example, consider claims made by politicians, news headlines, tweets by celebrities,

WMBA 6010 WU Being an Authentic Equitable and Inclusive

For this week’s Assignment, you will assume the role of a manager in the following scenario: You have been selected by your organization to participate in a peer mentoring group for managers. The group has had its first meeting, during which the group moderator (i.e., the master mentor) has stressed

NUR 630 STU Influences on Childhood Psychological Disorders

Introduction to Child Psychiatry After studying Module 1: Lecture Materials & Resources, discuss the following question: Many people have personal beliefs about what influences thinking and behavior. Based on your culture and ethnicity, discuss your personal beliefs about the cause of psychological problems in children. #NUR #STU #Influences #Childhood

Question: The fear as the result of the recent Ebola cases

Question: The fear as the result of the recent Ebola cases outside of Africa is a security threat to developed countries. Considering the global financial constraints how should this be addressed?Discussion Requirements: The initial post should be written in APA format with a reference list. You must use the supplied assigned

Read the Case Study below – Viral Sovereignty -The Downside

Read the Case Study below – Viral Sovereignty -The Downside Risks of Securitizing Infectious Diseases. Discuss the case and identify the key policy implications. Submit an 800-1,000-word paper plus a KU title page and reference page in a scholarly format. Post your paper by Sunday.Case StudyViral Sovereignty: The Downside Risks of

Part 1 M.S. is a 26-year-old woman who is pregnant with her

Part 1 M.S. is a 26-year-old woman who is pregnant with her first child. Her husband accompanied her to all her prenatal visits. An ultrasound during a routine visit at 34 weeks’ gestation revealed that the baby had hydrocephalus and a myelomeningocele. The parents were initially devastated but remained very

Hello, please see the attached rubric as it has all the

Hello, please see the attached rubric as it has all the necessary details. I have chosen the topic ECMO (extracorporeal membrane oxygenation). #attached #rubric